Impact
Where we are, right now.
Lumoset is a new nonprofit. Here is exactly what is live today, the real need we exist to meet, and how we will track whether it is actually helping — honestly, as the numbers become real.
What's live right now — every number real.
No estimates, no rounding up. These are the free resources published on lumoset.org today, verified against our own resource tracker.
Scam losses to older adults are rising fast.
The Federal Trade Commission's most recent report to Congress found that fraud losses reported by adults 60 and older rose roughly fourfold in four years — from about $600 million in 2020 to $2.4 billion in 2024 in reported losses alone. Because most fraud is never reported, the FTC estimates the real toll on older adults in 2024 may be as much as $81.5 billion. Investment scams and impersonation scams, often run through social media and phone calls, are driving the sharpest increases.
Source: Federal Trade Commission, Protecting Older Consumers, 2024–2025, report to Congress, December 2025.
Every dollar and every hour keeps this free.
A gift keeps courses free for the people who need them most. Volunteering your time helps us build more of them, faster. Either one helps us reach more people and start reporting the real outcomes we are already measuring.