Impact

Where we are, right now.

Lumoset is a new nonprofit. Here is exactly what is live today, the real need we exist to meet, and how we will track whether it is actually helping — honestly, as the numbers become real.

Explore free courses See how you can help

What's live right now — every number real.

No estimates, no rounding up. These are the free resources published on lumoset.org today, verified against our own resource tracker.

25
Free online courses, no account needed to learn (a quiz needs one)
36
Free guides & cheat sheets to download and keep
11
Real scam stories, kept current
17
Plain-language articles, kept current
6
Quick answer pages for a suspicious text, email, website or call
2
Safety videos for scam awareness — thank you, Jeremy Ames & Katelyn
1
Learning Hub for every free resource
1
Plain-English glossary for scam and tech terms
100%
Free, always — no paywalls, no catch

Scam losses to older adults are rising fast.

The Federal Trade Commission's most recent report to Congress found that fraud losses reported by adults 60 and older rose roughly fourfold in four years — from about $600 million in 2020 to $2.4 billion in 2024 in reported losses alone. Because most fraud is never reported, the FTC estimates the real toll on older adults in 2024 may be as much as $81.5 billion. Investment scams and impersonation scams, often run through social media and phone calls, are driving the sharpest increases.

Source: Federal Trade Commission, Protecting Older Consumers, 2024–2025, report to Congress, December 2025.

Every dollar and every hour keeps this free.

A gift keeps courses free for the people who need them most. Volunteering your time helps us build more of them, faster. Either one helps us reach more people and start reporting the real outcomes we are already measuring.

Give to keep it free Volunteer with us

An older woman looking concerned while checking her phone