Lumoset
Your gift keeps every lesson free
Free guide · Stay Safe Online

The 2026 Top 5 Scams in the US

The texts, emails, and calls fooling Americans right now, and exactly how to stop each one. Plain language, no jargon. Free, and no account needed.

Cover of Lumoset's 2026 Top 5 Scams in the US guide
📋 One quick favor: after you grab the guide, please answer the 2-question survey at the bottom, which tells us this helped and lets us reach more people (about 20 seconds).  ↓ Jump to the survey

What’s inside

The five scams Americans are reporting most this year, each with the red flags and exactly what to do.

1
The “unpaid toll” text
2
Fake renewal invoices (Geek Squad, Norton, PayPal)
3
The “family emergency” / AI-voice call
4
Fake USPS “package problem” texts
5
The “bank fraud department” call

Get the guide

Guide cover

The 2026 Top 5 Scams in the US

A free, plain-language guide you can keep and share with anyone you want to protect. Recognize each scam and know exactly what to do. About a 10-minute read.

Download the free guide (PDF)

Want to get really good at spotting scams?

Our free course walks you through it, step by step, at your own pace. No account, always free.

Spot the Scam: free course

Learn the calm, verify-first habit that beats any scam.

Start the free course

Did this guide help you?

Two quick questions. Your answer tells us it worked and helps us reach more people. We never sell your information.