AARP’s 2026 guidance notes that subtle changes in money or communication habits can matter. The goal is not surveillance. It is noticing when something is off.

Watch for:

• unusual secrecy
• panic after messages or calls
• new online “friends” asking for privacy
• trouble using tools the person previously handled well

What to do:

• lead with concern, not accusation
• ask calm questions
• offer help in steps

This lesson is part of Staying Connected from Lumoset Foundation, Fort Wayne, Indiana – free, always, with no account and no catch.