Lumoset

Locking Down After a Breach

A woman leaning over a laptop with a focused, concerned expression in a bright kitchen

“This company was hacked” doesn’t have to mean “my accounts are next.” Here’s what to actually do. You’ve probably seen the headline before: a company you have an account with was hacked, and your email and password may have been exposed. It’s alarming, but there’s a clear, calm sequence that closes the door before anyone […]

Self-Employment Record-Keeping Made Simple

A man writing notes at a desk with a laptop, coffee, and headphones nearby

You don’t need fancy software. You need one habit, done consistently, from your very first job. Record-keeping is the least exciting part of freelancing, and the part that saves you the most stress (and money) come tax time. The good news: it doesn’t require accounting software or a background in bookkeeping. It requires one simple […]

Spotting AI-Generated Voices, Photos & Video

A person on a video call with several other people visible on a laptop screen

A cloned voice can now sound exactly like someone you love. Here’s how to protect yourself anyway. Not long ago, “that doesn’t sound like them” was a reliable way to catch a scam. That’s no longer true. For the first time in its nearly 25-year history, the FBI’s Internet Crime Complaint Center added a dedicated […]

Using Two-Factor Authentication the Right Way

A hand holding a phone unlocking it with a fingerprint scan next to a laptop

One setting, turned on correctly, stops almost every account takeover. Here’s how to do it well, not just turn it on. If you’ve heard “turn on two-factor authentication (2FA)” before, you’ve heard good advice. The federal Cybersecurity and Infrastructure Security Agency (CISA) says using multi-factor authentication makes an account about 99% less likely to be […]