Many people turn on 2FA and stop there. Level 3 goes further. You also need to know where your recovery path lives.

Important settings to review:

• backup codes
• recovery email address
• recovery phone number
• trusted devices
• app passwords or connected apps

If those are outdated or controlled by someone else, your safety setup may look stronger than it really is.

A quick example: you lose access to your phone and discover your backup codes were never saved and your recovery email goes to an old account you no longer use. That turns a manageable problem into a crisis.

What to do:

• Review recovery settings before an emergency, not during one.
• Store backup information in a safe place you can reach.
• Remove old devices and old recovery addresses.

This lesson is part of Email & Online Accounts from Lumoset Foundation, Fort Wayne, Indiana – free, always, with no account and no catch.